Central Michigan University employee group leaders and
administrators are reversing rising healthcare costs by combining common
purchasing and consumerism methods with an innovative gainsharing wellness
program. Employees who complete four wellness components* receive their “share”
of a fiscal year-end positive balance in CMU’s self-funded health plans. Plan
benefits rank among the strongest for Michigan universities, while annual
medical and prescription drug plan costs have declined. CMU and its health plan
members have avoided $11 million over the past five years in comparison to 11
of the state’s other public universities.
*Components include an annual health risk assessment, exercise,
annual physical, and wellness screenings/programs.